How Can You Get Travel insurance Skiing?

So you are going skiing. Is skiing covered under travel insurance? Is skiing such a dangerous activity that no insurance company wants to cover?

In fact, based on our experience, skiing is covered under the usual travel insurance plan as long as you are not skiing as a professional. However we have encountered skiing accidence before and some require not just immediate medical attention but also emergency evacuation which are all covered under the travel insurance.

So other than skiing, what other winter sports are covered within the policy? Some customers asked us what if they do other types of winter sports such as snow boarding or ice skating will that be covered too?

The answer is certain winter sports and some extreme sports can be covered under a travel insurance policy. There is a list of Additional Sports which is an optional coverage to the travel insurance policy.

Optional coverage means, if you need the cover, you pay extra premium for that cover. The list of Additional Sports includes winter sports such as skiing, snow boarding, ice skating; water sports such as rafting, canoeing and kayaking involving white water with max class 4, rowing, yachting, parasailing, surfing, windsurfing, board-sailing, jet skiing (exclude personal liability arising from this activity), scuba diving and underwater activities involving the use of any artificial breathing apparatus (up to twenty (20) meters‘ water depth); Others such as paintball shooting, bungee jumping, indoor climbing, zorb ball riding, hot air balloon, mountaineering not involving the use of ropes and other climbing equipment), all-terrain vehicle (ATV) (exclude personal liability arising from this activity).

The cover also extends to cover on damage to sports equipment too. So if you are involved in any of the above sports activities and your equipment is damaged you can claim the cost of replacement or repair of the sports equipment as long as the claim amount is reasonable for the damage or lost.

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