Travel Insurance Plans

Just how many types of travel insurance plans are there? There are just so many in the market and as travellers we seem to be spoilt for choices. When are many choices a  new problem arise; which is we are spending too much time looking through comparing the plans from different companies and the option available within each plan.

Most of the time if the trip is a short trip, the premium amount is relatively small as compared to the travel expenses. We just aren’t sure if the most expensive ones are the best one, or the ones that best suited and covers the essentials for that particular trip. Here are the tips on how to decide on which travel insurance to get in the shortest time possible. We will zoom in to the essentials decide from there.

Travel insurance is essentially a personal accident plan. This means that it is based on a policy that pays out when there is some unforeseen circumstances that caused injury which resulted in disability or death to the insured person. The plan also extends to cover unforeseen events which are out of the control of the insured such as hospitalization due to accident, emergency evacuation, flight cancellation and delay and even terrorist attack and hijacks.

In my opinion the best way to find the plan that best fit your needs is to list out the main components of the travel insurance which are important to you such as Medical cover, Personal accident, flight cancellation and delay, travel curtailment or trip cancellation due to sickness, lost of personal effects & travel document, terrorist cover, hijack cover, emergency evacuation.

After that do a simple matrix by listing out the benefits of each plan and their premium row by row for easy comparison. At the end of the day, it depends on which benefit ranks priority to you or important to the trip or destination that you are going.

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Enjoy a total peace of mind when you hire us. Because Annual Travel Insurance Service offers a "100% money-back guarantee" assurance when you engage our service - so there is ZERO risk on your part!


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Our service also includes a complimentary quotation with no obligation in order to offer better menu selection for you.


It is first time in my life I had travel insurance. It worth to have it. That trip I didn't have any trouble in the foreign country even my luggage was delay to arrive. I advice everybody to have it.

Ali Engin

Very helpful and keep updated on the travel insurance conditions. Age is not an issue, if you continue of renewing every year. I am senior citizen but no big issue, still renewing. 

Nedim Alibi

I am frequent traveler due to my office commitments. I got this annual travel insurance and never wonder. Hassle free. I encourage everyone to have for this insurance done.

Abdul Aziz

Well done. I had this insurance policy and found out that this is necessary for all travelers. Encourage everyone whose travel around the world as frequent flyer. 

Lai May Leng

At the beginning I didn't expect that quality service from this company. They treat me like a queen. I would  like to give rating 5 stars for this company due to their friendly approach.


Very detailed quotation from the company, so you know what to expect from the circumstances.  No more complaints. Will renew every year for my travel arrangements.


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