Travel Insurance Objectives

Travel insurance objectives are to cover a traveller for financial losses while travelling to a foreign place. Travelling is perceived to be doing something that is higher risk than staying in home country. Because should any thing unforeseen happen while far away from home, almost all things that need to be done incurs money, lots of money.

At home country we can just go home, ask friends, relatives and family to help or we can just go home; and all expenses are in Ringgit Malaysia.

In a foreign country, we need to pay for a place to stay, to eat, to travel etc, all need money and can be very costly. The real objective here to prevent a major financial catastrophe if there is an unforeseen event happen.

A motor accident which requires hospital stay can runs in to hundreds of thousands; and in US Dollars or other stronger currency than Ringgit Malaysia. An emergency evacuation from a remote area like among the scenic mountains of the Alps or China, from a beautiful Pacific island, in the jungle of Vietnam along the Ho Chi Minh trail; can be bank account breaking, In those events it Is always your money or your life, or the life of your loved ones.

One of the other objectives is costs on travel delays and loss of travel documents etc. All these type of risk are relatively not high in terms of financial but it does help to alleviate the financial difficulties faced during the trip.

Flight and trip cancellation due to sickness or death of family members can be quite frustrating or heart breaking, but at least the financial issue can be resolved with travel insurance. I doubt people buy travel insurance for that purposes. Those events are just unforeseen, good to have them in the policy no doubt.

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100% Money-back Guarantee

Enjoy a total peace of mind when you hire us. Because Annual Travel Insurance Service offers a "100% money-back guarantee" assurance when you engage our service - so there is ZERO risk on your part!


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Our service also includes a complimentary quotation with no obligation in order to offer better menu selection for you.


It is first time in my life I had travel insurance. It worth to have it. That trip I didn't have any trouble in the foreign country even my luggage was delay to arrive. I advice everybody to have it.

Ali Engin

Very helpful and keep updated on the travel insurance conditions. Age is not an issue, if you continue of renewing every year. I am senior citizen but no big issue, still renewing. 

Nedim Alibi

I am frequent traveler due to my office commitments. I got this annual travel insurance and never wonder. Hassle free. I encourage everyone to have for this insurance done.

Abdul Aziz

Well done. I had this insurance policy and found out that this is necessary for all travelers. Encourage everyone whose travel around the world as frequent flyer. 

Lai May Leng

At the beginning I didn't expect that quality service from this company. They treat me like a queen. I would  like to give rating 5 stars for this company due to their friendly approach.


Very detailed quotation from the company, so you know what to expect from the circumstances.  No more complaints. Will renew every year for my travel arrangements.


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