What is Annual Family Travel Insurance

Travelling with family gives the best experience through spending quality time together. Insurance companies have policies that specifically covers the entire family with a lower premium as compared to buying individually. This means that the family package is much cheaper than to get a policy for each individual. In the Malaysian context, not only the family package premium is lower, you also save just on stamp duty alone RM10 for each family member.

Most often question from customers regarding family travel insurance is “Who are the ones that can be covered in the family plan. Family to most people means, father, mother, sister, brother, or anyone that stays in the same house. Some household can consist of 3 generations of people; or includes the father and mother in laws; or married with kids siblings choose to stay together in a big house. So are all of them under the same roof considered as family members when comes to travel insurance? Well, the answer is no.

The family travel insurance policy defines family members as the adult person who is buying the policy, his or her legal spouse who is age between 18 to seventy years old, his or her children who are aged between 30 days to 21 years old. They must live in the same place. The children must be dependent on their parent and still studying full time in an education institution.

This means that for your cousin or nephew who wants to tag along, you will have to help to get them separate travel insurance policies.

One more interesting thing mentioned in the policy is, “if more than one spouse, only one legal spouse will be covered this policy”.Family travel insurance do not have annual packages. Hence families which travel often will have get a policy each time they travel.

By the way, the family travel insurance has two versions, one is for domestic travel destination and the other for international travel.

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It is first time in my life I had travel insurance. It worth to have it. That trip I didn't have any trouble in the foreign country even my luggage was delay to arrive. I advice everybody to have it.

Ali Engin

Very helpful and keep updated on the travel insurance conditions. Age is not an issue, if you continue of renewing every year. I am senior citizen but no big issue, still renewing. 

Nedim Alibi

I am frequent traveler due to my office commitments. I got this annual travel insurance and never wonder. Hassle free. I encourage everyone to have for this insurance done.

Abdul Aziz

Well done. I had this insurance policy and found out that this is necessary for all travelers. Encourage everyone whose travel around the world as frequent flyer. 

Lai May Leng

At the beginning I didn't expect that quality service from this company. They treat me like a queen. I would  like to give rating 5 stars for this company due to their friendly approach.


Very detailed quotation from the company, so you know what to expect from the circumstances.  No more complaints. Will renew every year for my travel arrangements.


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